According to older people, even one of these things could have drastically changed their lives.

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After years of struggling with debt, I now understand its pitfalls and its power

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Here’s what to do when they’ve stopped responding to you.

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The dirty little secret of why we shame high achievers and how it threatens us all.

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Here’s what we should be asking of our white counterparts at work

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Modesty is overrated and it’s keeping you from achieving what you deserve.

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By overcoming the 4 reasons behind your fear, you develop the confidence and fortitude to tackle any new venture.

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Kayus Fernander

I love teaching people about money, using my mistakes as what not to do. I want to help 1,000 people get one step closer to better personal finances!

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