“It’s My Treat”: How using money to earn validation is a dangerous game

Kayus Fernander
6 min readDec 1, 2020

It almost never works out well.

Photo by John Moeses Bauan on Unsplash

I sat across the dinner table from two people who I knew casually from work. “Don’t worry guys, it’s my treat”, I blurted out. The bill arrived, between the 3 of us, it was $75. Without any hesitation, I reached for my wallet, and pulled out the new Capital One credit card that I got in the mail 2 weeks before.

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Kayus Fernander

I love teaching people about money, using my mistakes as what not to do. I want to help 1,000 people get one step closer to better personal finances!