The 10 best investments a 20-something can make now

According to older people, even one of these things could have drastically changed their lives.

Kayus Fernander
10 min readFeb 27, 2021
Photo by Helena Lopes from Pexels

I’ve spent quite a bit of time speaking and working with people in their 30s, 40s and 50s who are concerned about money. How to make more of it. How to keep more of it. A lot of those conversations focus on what they’re doing today and what they should be doing tomorrow to change their situations.

However, I know that there’s an underlying current of regret. The realization that so many productive years have gone by when they didn’t make the best decisions with their money, or perhaps could have amplified their financial results if they had done things a little differently.

Take David, for example. A 50-something-year-old father of 3, who had diligently built a career as a creative director for a marketing company. He had been pretty responsible with his money over the years, building up a savings pot that allowed him to look after his family, take care of emergencies when they arose, and even gave him the satisfaction of helping others in need.

But he was facing down retirement years and started to panic about not having enough; in fact, he didn’t even know what he needed to do to plan for retirement. Where to start. Which…

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Kayus Fernander

I love teaching people about money, using my mistakes as what not to do. I want to help 1,000 people get one step closer to better personal finances!